People buy insurance to have a safety net in an emergency.
With federal Employment Insurance, of course, it’s usually not optional — most working Canadians must pay EI premiums — but the basic concept is the same. If someone loses his job, EI is supposed to kick in after a couple of weeks to help pay the bills until that person can find alternative employment.
That means the federal government has a tremendous duty of care to ensure the EI system is functioning as expected. Legitimate claimants who’ve paid into the system expect — indeed, count on — the program to work when needed. Discovering it doesn’t can inflict real damage in people’s lives.
With federal Employment Insurance, of course, it’s usually not optional — most working Canadians must pay EI premiums — but the basic concept is the same. If someone loses his job, EI is supposed to kick in after a couple of weeks to help pay the bills until that person can find alternative employment.
That means the federal government has a tremendous duty of care to ensure the EI system is functioning as expected. Legitimate claimants who’ve paid into the system expect — indeed, count on — the program to work when needed. Discovering it doesn’t can inflict real damage in people’s lives.