Democracy Gone Astray

Democracy, being a human construct, needs to be thought of as directionality rather than an object. As such, to understand it requires not so much a description of existing structures and/or other related phenomena but a declaration of intentionality.
This blog aims at creating labeled lists of published infringements of such intentionality, of points in time where democracy strays from its intended directionality. In addition to outright infringements, this blog also collects important contemporary information and/or discussions that impact our socio-political landscape.

All the posts here were published in the electronic media – main-stream as well as fringe, and maintain links to the original texts.

[NOTE: Due to changes I haven't caught on time in the blogging software, all of the 'Original Article' links were nullified between September 11, 2012 and December 11, 2012. My apologies.]

Saturday, October 31, 2015

New Budget Grants Debt Collectors the Right to Bombard Student Borrowers With Robocalls

A provision in the budget deal that passed the House on Wednesday will allow debt collectors to harass student loan borrowers with unlimited automated calls and text messages, even after being asked to stop.

The new rule will add significantly to the anxiety of the nation’s already distressed borrowers, many of whom are financially disabled by an economy that does not provide adequate wages.
National student loan debt is now over $1.2 trillion, a sum greater than what the entire U.S. population owes on credit cards. In 2013 alone, the U.S. government collected $51 billion from interest charged to the nation’s youth.

Lee Fang reports of the robocall provision at The Intercept:
The change is a major victory for the debt collections industry, which has retained a small army of lawyers and lobbyists for years to weaken the Telephone Consumer Protection Act, the law that protects people from unwanted robocalls and pre-recorded messages.
It’s also a big win for the small network of lobbyists within outgoing Speaker John Boehner’s inner circle, a cadre nicknamed “Boehnerland” by D.C insiders. …
President Barack Obama also supports changing the law to allow more automated calls by debt collectors.
Consumer advocates are livid that congressional leaders, including Boehner, Democratic Leader Nancy Pelosi, D-Calif., and Senate leaders, would agree to such a deal.
Read more here.

Original Article
Source: truthdig.com/
Author: Alexander Reed Kelly

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